GENERAL
Poll#97 Financial Inclusion
12 questions polled on this topic
8% response rate
8,071 responded out of 98,867 polled
May 10. 2018
Welcome to our poll on finance n savings.Tell us how much money u make per month?
May 10. 2018
Do u have an ACCOUNT at a BANK or any FINANCIAL INSTITUTION?
May 10. 2018
Why do u NOT have an account?
May 10. 2018
Do u SAVE some of ur money?
May 10. 2018
On average how MUCH do u save per month?
May 10. 2018
WHERE do u save ur money?
May 10. 2018
Have u ever TAKEN a LOAN?
May 10. 2018
Where do u normally GO for a LOAN?
May 10. 2018
What CHALLENGES do u face to get loan?
May 10. 2018
Have u EVER used MOBILE MONEY to send or receive money?
May 10. 2018
Have u EVER used ur MOBILE MONEY as SAVINGS for later spending?
May 10. 2018
Would u be interested to LEARN MORE about financial information?

POLL RESULTS

MAY 10. 2018
Welcome to our poll on finance n savings.Tell us how much money u make per month?
8,071 responded out of 98,867 polled
Female
4%
above 5mill
 
above 5mill
6%
1mill-5mill
 
1mill-5mill
22%
5block-1mill
 
5block-1mill
69%
less 5block
 
less 5block

Male
3%
above 5mill
 
above 5mill
5%
1mill-5mill
 
1mill-5mill
25%
5block-1mill
 
5block-1mill
67%
less 5block
 
less 5block
0-14
0%
above 5mill
 
above 5mill
0%
1mill-5mill
 
1mill-5mill
0%
5block-1mill
 
5block-1mill
0%
less 5block
 
less 5block

15-19
4%
above 5mill
 
above 5mill
5%
1mill-5mill
 
1mill-5mill
23%
5block-1mill
 
5block-1mill
68%
less 5block
 
less 5block

20-24
3%
above 5mill
 
above 5mill
4%
1mill-5mill
 
1mill-5mill
20%
5block-1mill
 
5block-1mill
73%
less 5block
 
less 5block

25-30
4%
above 5mill
 
above 5mill
4%
1mill-5mill
 
1mill-5mill
24%
5block-1mill
 
5block-1mill
68%
less 5block
 
less 5block

31-34
2%
above 5mill
 
above 5mill
8%
1mill-5mill
 
1mill-5mill
30%
5block-1mill
 
5block-1mill
60%
less 5block
 
less 5block

35+
3%
above 5mill
 
above 5mill
11%
1mill-5mill
 
1mill-5mill
36%
5block-1mill
 
5block-1mill
50%
less 5block
 
less 5block
3%
above 5mill
 
above 5mill
5%
1mill-5mill
 
1mill-5mill
24%
5block-1mill
 
5block-1mill
68%
less 5block
 
less 5block
MAY 10. 2018
Do u have an ACCOUNT at a BANK or any FINANCIAL INSTITUTION?
7,729 responded out of 8,071 polled
Female
65%
No
 
No
35%
Yes
 
Yes

Male
57%
No
 
No
43%
Yes
 
Yes
0-14
0%
no
 
no
0%
yes
 
yes

15-19
75%
no
 
no
25%
yes
 
yes

20-24
75%
no
 
no
25%
yes
 
yes

25-30
52%
no
 
no
48%
yes
 
yes

31-34
38%
no
 
no
62%
yes
 
yes

35+
32%
no
 
no
68%
yes
 
yes
59%
No
 
No
41%
Yes
 
Yes
MAY 10. 2018
Why do u NOT have an account?
4,382 responded out of 4,548 polled
Female
76%
Dont have enough money
 
Dont have enough money
2%
Religious reasons
 
Religious reasons
4%
Dont trust fin institutions
 
Dont trust fin institutions
8%
Expensive to open an account
 
Expensive to open an account
10%
Dont have necessary docs
 
Dont have necessary docs

Male
78%
Dont have enough money
 
Dont have enough money
2%
Religious reasons
 
Religious reasons
3%
Dont trust fin institutions
 
Dont trust fin institutions
7%
Expensive to open an account
 
Expensive to open an account
10%
Dont have necessary docs
 
Dont have necessary docs
0-14
0%
dont have enough money
 
dont have enough money
0%
religious reasons
 
religious reasons
0%
dont trust fin institutions
 
dont trust fin institutions
0%
expensive to open an account
 
expensive to open an account
0%
dont have necessary docs
 
dont have necessary docs

15-19
73%
dont have enough money
 
dont have enough money
2%
religious reasons
 
religious reasons
2%
dont trust fin institutions
 
dont trust fin institutions
8%
expensive to open an account
 
expensive to open an account
15%
dont have necessary docs
 
dont have necessary docs

20-24
78%
dont have enough money
 
dont have enough money
2%
religious reasons
 
religious reasons
3%
dont trust fin institutions
 
dont trust fin institutions
7%
expensive to open an account
 
expensive to open an account
10%
dont have necessary docs
 
dont have necessary docs

25-30
79%
dont have enough money
 
dont have enough money
2%
religious reasons
 
religious reasons
3%
dont trust fin institutions
 
dont trust fin institutions
7%
expensive to open an account
 
expensive to open an account
9%
dont have necessary docs
 
dont have necessary docs

31-34
83%
dont have enough money
 
dont have enough money
2%
religious reasons
 
religious reasons
4%
dont trust fin institutions
 
dont trust fin institutions
5%
expensive to open an account
 
expensive to open an account
7%
dont have necessary docs
 
dont have necessary docs

35+
74%
dont have enough money
 
dont have enough money
2%
religious reasons
 
religious reasons
4%
dont trust fin institutions
 
dont trust fin institutions
7%
expensive to open an account
 
expensive to open an account
13%
dont have necessary docs
 
dont have necessary docs
77%
Dont have enough money
 
Dont have enough money
2%
Religious reasons
 
Religious reasons
4%
Dont trust fin institutions
 
Dont trust fin institutions
8%
Expensive to open an account
 
Expensive to open an account
10%
Dont have necessary docs
 
Dont have necessary docs
MAY 10. 2018
Do u SAVE some of ur money?
7,353 responded out of 7,563 polled
Female
47%
No
 
No
53%
Yes
 
Yes

Male
50%
No
 
No
50%
Yes
 
Yes
0-14
0%
no
 
no
0%
yes
 
yes

15-19
41%
no
 
no
59%
yes
 
yes

20-24
48%
no
 
no
52%
yes
 
yes

25-30
50%
no
 
no
50%
yes
 
yes

31-34
56%
no
 
no
44%
yes
 
yes

35+
56%
no
 
no
44%
yes
 
yes
49%
No
 
No
51%
Yes
 
Yes
MAY 10. 2018
On average how MUCH do u save per month?
3,540 responded out of 3,727 polled
Female
3%
above 5mill
 
above 5mill
2%
1mill-5mill
 
1mill-5mill
4%
5block-1mill
 
5block-1mill
29%
50,000-5block
 
50,000-5block
62%
less than 50,000
 
less than 50,000

Male
2%
above 5mill
 
above 5mill
2%
1mill-5mill
 
1mill-5mill
5%
5block-1mill
 
5block-1mill
31%
50,000-5block
 
50,000-5block
60%
less than 50,000
 
less than 50,000
0-14
0%
above 5mill
 
above 5mill
0%
1mill-5mill
 
1mill-5mill
0%
5block-1mill
 
5block-1mill
0%
50,000-5block
 
50,000-5block
0%
less than 50,000
 
less than 50,000

15-19
3%
above 5mill
 
above 5mill
2%
1mill-5mill
 
1mill-5mill
2%
5block-1mill
 
5block-1mill
22%
50,000-5block
 
50,000-5block
70%
less than 50,000
 
less than 50,000

20-24
3%
above 5mill
 
above 5mill
1%
1mill-5mill
 
1mill-5mill
2%
5block-1mill
 
5block-1mill
23%
50,000-5block
 
50,000-5block
70%
less than 50,000
 
less than 50,000

25-30
1%
above 5mill
 
above 5mill
2%
1mill-5mill
 
1mill-5mill
7%
5block-1mill
 
5block-1mill
34%
50,000-5block
 
50,000-5block
55%
less than 50,000
 
less than 50,000

31-34
0%
above 5mill
 
above 5mill
4%
1mill-5mill
 
1mill-5mill
6%
5block-1mill
 
5block-1mill
39%
50,000-5block
 
50,000-5block
51%
less than 50,000
 
less than 50,000

35+
2%
above 5mill
 
above 5mill
2%
1mill-5mill
 
1mill-5mill
10%
5block-1mill
 
5block-1mill
46%
50,000-5block
 
50,000-5block
39%
less than 50,000
 
less than 50,000
2%
above 5mill
 
above 5mill
2%
1mill-5mill
 
1mill-5mill
5%
5block-1mill
 
5block-1mill
30%
50,000-5block
 
50,000-5block
61%
less than 50,000
 
less than 50,000
MAY 10. 2018
WHERE do u save ur money?
3,446 responded out of 3,540 polled
Female
6%
Friend or Relative
 
Friend or Relative
27%
Osusu
 
Osusu
33%
Home
 
Home
35%
Bank/Financial Institution
 
Bank/Financial Institution

Male
6%
Friend or Relative
 
Friend or Relative
20%
Osusu
 
Osusu
35%
Home
 
Home
39%
Bank/Financial Institution
 
Bank/Financial Institution
0-14
0%
friend or relative
 
friend or relative
0%
osusu
 
osusu
0%
home
 
home
0%
bank/financial institution
 
bank/financial institution

15-19
7%
friend or relative
 
friend or relative
17%
osusu
 
osusu
54%
home
 
home
22%
bank/financial institution
 
bank/financial institution

20-24
9%
friend or relative
 
friend or relative
22%
osusu
 
osusu
43%
home
 
home
25%
bank/financial institution
 
bank/financial institution

25-30
5%
friend or relative
 
friend or relative
20%
osusu
 
osusu
29%
home
 
home
46%
bank/financial institution
 
bank/financial institution

31-34
2%
friend or relative
 
friend or relative
22%
osusu
 
osusu
19%
home
 
home
57%
bank/financial institution
 
bank/financial institution

35+
3%
friend or relative
 
friend or relative
19%
osusu
 
osusu
17%
home
 
home
61%
bank/financial institution
 
bank/financial institution
6%
Friend or Relative
 
Friend or Relative
22%
Osusu
 
Osusu
35%
Home
 
Home
37%
Bank/Financial Institution
 
Bank/Financial Institution
MAY 10. 2018
Have u ever TAKEN a LOAN?
6,952 responded out of 7,072 polled
Female
85%
No
 
No
15%
Yes
 
Yes

Male
82%
No
 
No
18%
Yes
 
Yes
0-14
0%
no
 
no
0%
yes
 
yes

15-19
81%
no
 
no
19%
yes
 
yes

20-24
88%
no
 
no
12%
yes
 
yes

25-30
85%
no
 
no
15%
yes
 
yes

31-34
77%
no
 
no
23%
yes
 
yes

35+
66%
no
 
no
34%
yes
 
yes
82%
No
 
No
18%
Yes
 
Yes
MAY 10. 2018
Where do u normally GO for a LOAN?
1,219 responded out of 1,250 polled
Female
14%
Workplace
 
Workplace
42%
Friend or Relative
 
Friend or Relative
22%
Microfinance
 
Microfinance
22%
Bank
 
Bank

Male
13%
Workplace
 
Workplace
39%
Friend or Relative
 
Friend or Relative
23%
Microfinance
 
Microfinance
25%
Bank
 
Bank
0-14
0%
workplace
 
workplace
0%
friend or relative
 
friend or relative
0%
microfinance
 
microfinance
0%
bank
 
bank

15-19
13%
workplace
 
workplace
64%
friend or relative
 
friend or relative
10%
microfinance
 
microfinance
13%
bank
 
bank

20-24
6%
workplace
 
workplace
61%
friend or relative
 
friend or relative
18%
microfinance
 
microfinance
15%
bank
 
bank

25-30
18%
workplace
 
workplace
38%
friend or relative
 
friend or relative
23%
microfinance
 
microfinance
21%
bank
 
bank

31-34
19%
workplace
 
workplace
22%
friend or relative
 
friend or relative
30%
microfinance
 
microfinance
29%
bank
 
bank

35+
11%
workplace
 
workplace
19%
friend or relative
 
friend or relative
26%
microfinance
 
microfinance
44%
bank
 
bank
13%
Workplace
 
Workplace
39%
Friend or Relative
 
Friend or Relative
23%
Microfinance
 
Microfinance
25%
Bank
 
Bank
MAY 10. 2018
What CHALLENGES do u face to get loan?
5,512 responded out of 5,702 polled
Female
16%
Dont have asset
 
Dont have asset
44%
Not working
 
Not working
27%
Dont own a business
 
Dont own a business
13%
Dont have account
 
Dont have account

Male
20%
Dont have asset
 
Dont have asset
47%
Not working
 
Not working
22%
Dont own a business
 
Dont own a business
11%
Dont have account
 
Dont have account
0-14
0%
dont have asset
 
dont have asset
0%
not working
 
not working
0%
dont own a business
 
dont own a business
0%
dont have account
 
dont have account

15-19
12%
dont have asset
 
dont have asset
50%
not working
 
not working
21%
dont own a business
 
dont own a business
17%
dont have account
 
dont have account

20-24
14%
dont have asset
 
dont have asset
53%
not working
 
not working
21%
dont own a business
 
dont own a business
12%
dont have account
 
dont have account

25-30
23%
dont have asset
 
dont have asset
46%
not working
 
not working
23%
dont own a business
 
dont own a business
9%
dont have account
 
dont have account

31-34
26%
dont have asset
 
dont have asset
37%
not working
 
not working
28%
dont own a business
 
dont own a business
9%
dont have account
 
dont have account

35+
24%
dont have asset
 
dont have asset
32%
not working
 
not working
33%
dont own a business
 
dont own a business
11%
dont have account
 
dont have account
19%
Dont have asset
 
Dont have asset
46%
Not working
 
Not working
23%
Dont own a business
 
Dont own a business
12%
Dont have account
 
Dont have account
MAY 10. 2018
Have u EVER used MOBILE MONEY to send or receive money?
6,627 responded out of 6,731 polled
Female
31%
No
 
No
69%
Yes
 
Yes

Male
25%
No
 
No
75%
Yes
 
Yes
0-14
0%
no
 
no
0%
yes
 
yes

15-19
42%
no
 
no
58%
yes
 
yes

20-24
29%
no
 
no
71%
yes
 
yes

25-30
22%
no
 
no
78%
yes
 
yes

31-34
16%
no
 
no
84%
yes
 
yes

35+
20%
no
 
no
80%
yes
 
yes
27%
No
 
No
73%
Yes
 
Yes
MAY 10. 2018
Have u EVER used ur MOBILE MONEY as SAVINGS for later spending?
4,706 responded out of 4,851 polled
Female
43%
No
 
No
57%
Yes
 
Yes

Male
40%
No
 
No
60%
Yes
 
Yes
0-14
0%
no
 
no
0%
yes
 
yes

15-19
45%
no
 
no
55%
yes
 
yes

20-24
37%
no
 
no
63%
yes
 
yes

25-30
38%
no
 
no
62%
yes
 
yes

31-34
48%
no
 
no
52%
yes
 
yes

35+
48%
no
 
no
52%
yes
 
yes
41%
No
 
No
59%
Yes
 
Yes
MAY 10. 2018
Would u be interested to LEARN MORE about financial information?
5,962 responded out of 6,047 polled
Female
6%
No
 
No
94%
Yes
 
Yes

Male
5%
No
 
No
95%
Yes
 
Yes
0-14
0%
no
 
no
0%
yes
 
yes

15-19
6%
no
 
no
94%
yes
 
yes

20-24
6%
no
 
no
94%
yes
 
yes

25-30
5%
no
 
no
95%
yes
 
yes

31-34
3%
no
 
no
97%
yes
 
yes

35+
4%
no
 
no
96%
yes
 
yes
5%
No
 
No
95%
Yes
 
Yes

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