GENERAL
Poll#97 Financial Inclusion
12 questions polled on this topic
15% response rate
16,142 responded out of 107,391 polled
May 10. 2018
Welcome to our poll on finance n savings.Tell us how much money u make per month?
May 10. 2018
Do u have an ACCOUNT at a BANK or any FINANCIAL INSTITUTION?
May 10. 2018
Why do u NOT have an account?
May 10. 2018
Do u SAVE some of ur money?
May 10. 2018
On average how MUCH do u save per month?
May 10. 2018
WHERE do u save ur money?
May 10. 2018
Have u ever TAKEN a LOAN?
May 10. 2018
Where do u normally GO for a LOAN?
May 10. 2018
What CHALLENGES do u face to get loan?
May 10. 2018
Have u EVER used MOBILE MONEY to send or receive money?
May 10. 2018
Have u EVER used ur MOBILE MONEY as SAVINGS for later spending?
May 10. 2018
Would u be interested to LEARN MORE about financial information?

POLL RESULTS

MAY 10. 2018
Welcome to our poll on finance n savings.Tell us how much money u make per month?
16,142 responded out of 107,391 polled
Female
69%
less 5block
 
less 5block
22%
5block-1mill
 
5block-1mill
6%
1mill-5mill
 
1mill-5mill
4%
above 5mill
 
above 5mill

Male
67%
less 5block
 
less 5block
25%
5block-1mill
 
5block-1mill
5%
1mill-5mill
 
1mill-5mill
3%
above 5mill
 
above 5mill
0-14
0%
less 5block
 
less 5block
0%
5block-1mill
 
5block-1mill
0%
1mill-5mill
 
1mill-5mill
0%
above 5mill
 
above 5mill

15-19
68%
less 5block
 
less 5block
23%
5block-1mill
 
5block-1mill
5%
1mill-5mill
 
1mill-5mill
4%
above 5mill
 
above 5mill

20-24
73%
less 5block
 
less 5block
20%
5block-1mill
 
5block-1mill
4%
1mill-5mill
 
1mill-5mill
3%
above 5mill
 
above 5mill

25-30
68%
less 5block
 
less 5block
24%
5block-1mill
 
5block-1mill
4%
1mill-5mill
 
1mill-5mill
4%
above 5mill
 
above 5mill

31-34
60%
less 5block
 
less 5block
30%
5block-1mill
 
5block-1mill
8%
1mill-5mill
 
1mill-5mill
2%
above 5mill
 
above 5mill

35+
50%
less 5block
 
less 5block
36%
5block-1mill
 
5block-1mill
11%
1mill-5mill
 
1mill-5mill
3%
above 5mill
 
above 5mill
68%
less 5block
 
less 5block
24%
5block-1mill
 
5block-1mill
5%
1mill-5mill
 
1mill-5mill
3%
above 5mill
 
above 5mill
MAY 10. 2018
Do u have an ACCOUNT at a BANK or any FINANCIAL INSTITUTION?
15,458 responded out of 15,813 polled
Female
35%
Yes
 
Yes
65%
No
 
No

Male
43%
Yes
 
Yes
57%
No
 
No
0-14
0%
Yes
 
Yes
0%
No
 
No

15-19
25%
Yes
 
Yes
75%
No
 
No

20-24
25%
Yes
 
Yes
75%
No
 
No

25-30
48%
Yes
 
Yes
52%
No
 
No

31-34
62%
Yes
 
Yes
38%
No
 
No

35+
68%
Yes
 
Yes
32%
No
 
No
41%
Yes
 
Yes
59%
No
 
No
MAY 10. 2018
Why do u NOT have an account?
8,764 responded out of 8,942 polled
Female
10%
Dont have necessary docs
 
Dont have necessary docs
8%
Expensive to open an account
 
Expensive to open an account
4%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
76%
Dont have enough money
 
Dont have enough money

Male
10%
Dont have necessary docs
 
Dont have necessary docs
7%
Expensive to open an account
 
Expensive to open an account
3%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
78%
Dont have enough money
 
Dont have enough money
0-14
0%
Dont have necessary docs
 
Dont have necessary docs
0%
Expensive to open an account
 
Expensive to open an account
0%
Dont trust fin institutions
 
Dont trust fin institutions
0%
Religious reasons
 
Religious reasons
0%
Dont have enough money
 
Dont have enough money

15-19
15%
Dont have necessary docs
 
Dont have necessary docs
8%
Expensive to open an account
 
Expensive to open an account
2%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
73%
Dont have enough money
 
Dont have enough money

20-24
10%
Dont have necessary docs
 
Dont have necessary docs
7%
Expensive to open an account
 
Expensive to open an account
3%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
78%
Dont have enough money
 
Dont have enough money

25-30
9%
Dont have necessary docs
 
Dont have necessary docs
7%
Expensive to open an account
 
Expensive to open an account
3%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
79%
Dont have enough money
 
Dont have enough money

31-34
7%
Dont have necessary docs
 
Dont have necessary docs
5%
Expensive to open an account
 
Expensive to open an account
4%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
83%
Dont have enough money
 
Dont have enough money

35+
13%
Dont have necessary docs
 
Dont have necessary docs
7%
Expensive to open an account
 
Expensive to open an account
4%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
74%
Dont have enough money
 
Dont have enough money
10%
Dont have necessary docs
 
Dont have necessary docs
8%
Expensive to open an account
 
Expensive to open an account
4%
Dont trust fin institutions
 
Dont trust fin institutions
2%
Religious reasons
 
Religious reasons
77%
Dont have enough money
 
Dont have enough money
MAY 10. 2018
Do u SAVE some of ur money?
14,706 responded out of 14,928 polled
Female
53%
Yes
 
Yes
47%
No
 
No

Male
50%
Yes
 
Yes
50%
No
 
No
0-14
0%
Yes
 
Yes
0%
No
 
No

15-19
59%
Yes
 
Yes
41%
No
 
No

20-24
52%
Yes
 
Yes
48%
No
 
No

25-30
50%
Yes
 
Yes
50%
No
 
No

31-34
44%
Yes
 
Yes
56%
No
 
No

35+
44%
Yes
 
Yes
56%
No
 
No
51%
Yes
 
Yes
49%
No
 
No
MAY 10. 2018
On average how MUCH do u save per month?
7,080 responded out of 7,286 polled
Female
62%
less than 50,000
 
less than 50,000
29%
50,000-5block
 
50,000-5block
4%
5block-1mill
 
5block-1mill
2%
1mill-5mill
 
1mill-5mill
3%
above 5mill
 
above 5mill

Male
60%
less than 50,000
 
less than 50,000
31%
50,000-5block
 
50,000-5block
5%
5block-1mill
 
5block-1mill
2%
1mill-5mill
 
1mill-5mill
2%
above 5mill
 
above 5mill
0-14
0%
less than 50,000
 
less than 50,000
0%
50,000-5block
 
50,000-5block
0%
5block-1mill
 
5block-1mill
0%
1mill-5mill
 
1mill-5mill
0%
above 5mill
 
above 5mill

15-19
70%
less than 50,000
 
less than 50,000
22%
50,000-5block
 
50,000-5block
2%
5block-1mill
 
5block-1mill
2%
1mill-5mill
 
1mill-5mill
3%
above 5mill
 
above 5mill

20-24
70%
less than 50,000
 
less than 50,000
23%
50,000-5block
 
50,000-5block
2%
5block-1mill
 
5block-1mill
1%
1mill-5mill
 
1mill-5mill
3%
above 5mill
 
above 5mill

25-30
55%
less than 50,000
 
less than 50,000
34%
50,000-5block
 
50,000-5block
7%
5block-1mill
 
5block-1mill
2%
1mill-5mill
 
1mill-5mill
1%
above 5mill
 
above 5mill

31-34
51%
less than 50,000
 
less than 50,000
39%
50,000-5block
 
50,000-5block
6%
5block-1mill
 
5block-1mill
4%
1mill-5mill
 
1mill-5mill
0%
above 5mill
 
above 5mill

35+
39%
less than 50,000
 
less than 50,000
46%
50,000-5block
 
50,000-5block
10%
5block-1mill
 
5block-1mill
2%
1mill-5mill
 
1mill-5mill
2%
above 5mill
 
above 5mill
61%
less than 50,000
 
less than 50,000
30%
50,000-5block
 
50,000-5block
5%
5block-1mill
 
5block-1mill
2%
1mill-5mill
 
1mill-5mill
2%
above 5mill
 
above 5mill
MAY 10. 2018
WHERE do u save ur money?
6,892 responded out of 6,990 polled
Female
35%
Bank/Financial Institution
 
Bank/Financial Institution
33%
Home
 
Home
27%
Osusu
 
Osusu
6%
Friend or Relative
 
Friend or Relative

Male
39%
Bank/Financial Institution
 
Bank/Financial Institution
35%
Home
 
Home
20%
Osusu
 
Osusu
6%
Friend or Relative
 
Friend or Relative
0-14
0%
Bank/Financial Institution
 
Bank/Financial Institution
0%
Home
 
Home
0%
Osusu
 
Osusu
0%
Friend or Relative
 
Friend or Relative

15-19
22%
Bank/Financial Institution
 
Bank/Financial Institution
54%
Home
 
Home
17%
Osusu
 
Osusu
7%
Friend or Relative
 
Friend or Relative

20-24
25%
Bank/Financial Institution
 
Bank/Financial Institution
43%
Home
 
Home
22%
Osusu
 
Osusu
9%
Friend or Relative
 
Friend or Relative

25-30
46%
Bank/Financial Institution
 
Bank/Financial Institution
29%
Home
 
Home
20%
Osusu
 
Osusu
5%
Friend or Relative
 
Friend or Relative

31-34
57%
Bank/Financial Institution
 
Bank/Financial Institution
19%
Home
 
Home
22%
Osusu
 
Osusu
2%
Friend or Relative
 
Friend or Relative

35+
61%
Bank/Financial Institution
 
Bank/Financial Institution
17%
Home
 
Home
19%
Osusu
 
Osusu
3%
Friend or Relative
 
Friend or Relative
37%
Bank/Financial Institution
 
Bank/Financial Institution
35%
Home
 
Home
22%
Osusu
 
Osusu
6%
Friend or Relative
 
Friend or Relative
MAY 10. 2018
Have u ever TAKEN a LOAN?
13,904 responded out of 14,029 polled
Female
15%
Yes
 
Yes
85%
No
 
No

Male
18%
Yes
 
Yes
82%
No
 
No
0-14
0%
Yes
 
Yes
0%
No
 
No

15-19
19%
Yes
 
Yes
81%
No
 
No

20-24
12%
Yes
 
Yes
88%
No
 
No

25-30
15%
Yes
 
Yes
85%
No
 
No

31-34
23%
Yes
 
Yes
77%
No
 
No

35+
34%
Yes
 
Yes
66%
No
 
No
18%
Yes
 
Yes
82%
No
 
No
MAY 10. 2018
Where do u normally GO for a LOAN?
2,438 responded out of 2,470 polled
Female
22%
Bank
 
Bank
22%
Microfinance
 
Microfinance
42%
Friend or Relative
 
Friend or Relative
14%
Workplace
 
Workplace

Male
25%
Bank
 
Bank
23%
Microfinance
 
Microfinance
39%
Friend or Relative
 
Friend or Relative
13%
Workplace
 
Workplace
0-14
0%
Bank
 
Bank
0%
Microfinance
 
Microfinance
0%
Friend or Relative
 
Friend or Relative
0%
Workplace
 
Workplace

15-19
13%
Bank
 
Bank
10%
Microfinance
 
Microfinance
64%
Friend or Relative
 
Friend or Relative
13%
Workplace
 
Workplace

20-24
15%
Bank
 
Bank
18%
Microfinance
 
Microfinance
61%
Friend or Relative
 
Friend or Relative
6%
Workplace
 
Workplace

25-30
21%
Bank
 
Bank
23%
Microfinance
 
Microfinance
38%
Friend or Relative
 
Friend or Relative
18%
Workplace
 
Workplace

31-34
29%
Bank
 
Bank
30%
Microfinance
 
Microfinance
22%
Friend or Relative
 
Friend or Relative
19%
Workplace
 
Workplace

35+
44%
Bank
 
Bank
26%
Microfinance
 
Microfinance
19%
Friend or Relative
 
Friend or Relative
11%
Workplace
 
Workplace
25%
Bank
 
Bank
23%
Microfinance
 
Microfinance
39%
Friend or Relative
 
Friend or Relative
13%
Workplace
 
Workplace
MAY 10. 2018
What CHALLENGES do u face to get loan?
11,024 responded out of 11,227 polled
Female
13%
Dont have account
 
Dont have account
27%
Dont own a business
 
Dont own a business
44%
Not working
 
Not working
16%
Dont have asset
 
Dont have asset

Male
11%
Dont have account
 
Dont have account
22%
Dont own a business
 
Dont own a business
47%
Not working
 
Not working
20%
Dont have asset
 
Dont have asset
0-14
0%
Dont have account
 
Dont have account
0%
Dont own a business
 
Dont own a business
0%
Not working
 
Not working
0%
Dont have asset
 
Dont have asset

15-19
17%
Dont have account
 
Dont have account
21%
Dont own a business
 
Dont own a business
50%
Not working
 
Not working
12%
Dont have asset
 
Dont have asset

20-24
12%
Dont have account
 
Dont have account
21%
Dont own a business
 
Dont own a business
53%
Not working
 
Not working
14%
Dont have asset
 
Dont have asset

25-30
9%
Dont have account
 
Dont have account
23%
Dont own a business
 
Dont own a business
46%
Not working
 
Not working
23%
Dont have asset
 
Dont have asset

31-34
9%
Dont have account
 
Dont have account
28%
Dont own a business
 
Dont own a business
37%
Not working
 
Not working
26%
Dont have asset
 
Dont have asset

35+
11%
Dont have account
 
Dont have account
33%
Dont own a business
 
Dont own a business
32%
Not working
 
Not working
24%
Dont have asset
 
Dont have asset
12%
Dont have account
 
Dont have account
23%
Dont own a business
 
Dont own a business
46%
Not working
 
Not working
19%
Dont have asset
 
Dont have asset
MAY 10. 2018
Have u EVER used MOBILE MONEY to send or receive money?
13,254 responded out of 13,362 polled
Female
69%
Yes
 
Yes
31%
No
 
No

Male
75%
Yes
 
Yes
25%
No
 
No
0-14
0%
Yes
 
Yes
0%
No
 
No

15-19
58%
Yes
 
Yes
42%
No
 
No

20-24
71%
Yes
 
Yes
29%
No
 
No

25-30
78%
Yes
 
Yes
22%
No
 
No

31-34
84%
Yes
 
Yes
16%
No
 
No

35+
80%
Yes
 
Yes
20%
No
 
No
73%
Yes
 
Yes
27%
No
 
No
MAY 10. 2018
Have u EVER used ur MOBILE MONEY as SAVINGS for later spending?
9,412 responded out of 9,560 polled
Female
57%
Yes
 
Yes
43%
No
 
No

Male
60%
Yes
 
Yes
40%
No
 
No
0-14
0%
Yes
 
Yes
0%
No
 
No

15-19
55%
Yes
 
Yes
45%
No
 
No

20-24
63%
Yes
 
Yes
37%
No
 
No

25-30
62%
Yes
 
Yes
38%
No
 
No

31-34
52%
Yes
 
Yes
48%
No
 
No

35+
52%
Yes
 
Yes
48%
No
 
No
59%
Yes
 
Yes
41%
No
 
No
MAY 10. 2018
Would u be interested to LEARN MORE about financial information?
11,924 responded out of 12,014 polled
Female
94%
Yes
 
Yes
6%
No
 
No

Male
95%
Yes
 
Yes
5%
No
 
No
0-14
0%
Yes
 
Yes
0%
No
 
No

15-19
94%
Yes
 
Yes
6%
No
 
No

20-24
94%
Yes
 
Yes
6%
No
 
No

25-30
95%
Yes
 
Yes
5%
No
 
No

31-34
97%
Yes
 
Yes
3%
No
 
No

35+
96%
Yes
 
Yes
4%
No
 
No
95%
Yes
 
Yes
5%
No
 
No

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